This Privacy Policy is to explain how we collect, use, disclose and protect your information, including any nonpublic personal information. This policy applies to information we collect when you use our website and mobile application (collectively, “Services”) or otherwise interact with us as described below.
We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this policy, and in some cases, we may provide you with additional notice (such as by adding a statement to the homepages of our website or mobile application or by sending you an email notification). We encourage you to review the Privacy Policy whenever you interact with us to stay informed about our information practices and the ways you can help protect your privacy.
This privacy policy applies to the Services provided by Syamu Vellanad. (“Syamu Vellanad,” “we” or “us”).
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Collection of Information
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Categories of Non-Public Personal Information
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Information You Provide to Us
"We collect nonpublic personal information you provide to us when you apply for an account with Syamu Vellanad or when you communicate with us about your account with Syamu Vellanad. The types of information we may collect include your name, address, phone number, email address and any other information you choose to provide. And this info will not be shared with third parties other than analytic. But at any cost we/our agencies will not request/ask you for date of birth, bank account information, social security number, other than our agencies username or password."
Information From Other Sources
When you create an account with Syamu Vellanad, we may collect information, including nonpublic personal information, about you from nonaffiliated third party service providers in order to verify your identity and for fraud prevention, including your prior addresses and names.
Other Information We Collect
We may also collect other information from you that is not connected with a Syamu Vellanad account as follows:
Information You Provide to Us
We may collect information you provide to us, such as your name, email address and any other information you choose to provide. For example, we may collect such information if you request an invite to join Syamu Vellanad or if you enter into any contest or promotion.
Information We Collect Automatically from our Services
When you access or use our Services, we automatically collect information about you as follows:
Log Information: We log information about your use of our Services, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Services.
Device Information: We collect information about the computer or mobile device you use to access our Services, including the hardware model, operating system and version, unique device identifiers and mobile network information.
Location Information: We may collect your location information from your mobile device with your prior consent. Also,we have incorporated Google Maps into our Services, and you may consent to the collection of location information by Google Maps in connection with your use of this maps service. Any information collected via your use of Google Maps will be transmitted directly to Google and is not collected by us. Please refer to Google’s privacy policy for details about their collection, use and sharing of this information. For information about how to disable the collection of location information from your device, please see “Your Choices” below.
Information Collected by Cookies and Other Tracking Technologies: We use various technologies to collect information on our Services and other websites, and this may include sending cookies to your computer or mobile device. Cookies are small data files stored on your hard drive or in device memory that help us to improve our Services and your experience, see which areas and features of our Services are popular and count visits. For more information about cookies, and how to disable them, please see “Your Choices” below.We may also collect information using web beacons (also known as "tracking pixels"). Web beacons are electronic images that may be used in our Services or emails and help deliver cookies, count visits, understand usage and campaign effectiveness and determine whether an email has been opened and acted upon.
How We Respond to Do Not Track Signals: We allow Do Not Track browser configurations. We use cookies and other tracking technologies, and Do Not Track status may alter the available services with certain browsers, when these tracking functionalities are used to provide services. We do not alter the information our applications attempt to collect based on your Do Not Track configuration.
Use of Information
We may use your information, including nonpublic personal information as follows:
Provide, maintain and improve our Services;
Provide and deliver the products and services you request, process transactions and send you related information, including confirmations;
Verify your identity and prevent fraud;
Send you technical notices, updates, security alerts and support and administrative messages;
Respond to your comments, questions and requests and provide customer service;
Communicate with you about products, services, offers, promotions, rewards, and events offered by Syamu Vellanad and others, and provide news and information we think will be of interest to you;
Monitor and analyze trends, usage and activities in connection with our Services;
Personalize and improve the Services and provide advertisements, content or features that match user profiles or interests;
Process and deliver contest or promotion entries and rewards;
Link or combine with information we get from others to help understand your needs and provide you with better service; and
Carry out any other purpose for which the information was collected.
Syamu Vellanad is based in the India and the information we collect is governed by Indian law. By accessing or using the Services or otherwise providing information to us, you consent to the processing and transfer of information in and to the India and other countries.
Disclosure of Information
We may disclose any information we collect about current and former customers, including nonpublic personal information, to affiliates and non-affiliated third parties as follows:
(1) With financial service providers, including the financial institutions identified in your cardholder bank agreement that provide banking services in connection with your Syamu Vellanad account;
(2) With another user, when you sign up for Syamu Vellanad’s services via a referral link. The user that referred you may receive information indicating that you have enrolled with Syamu Vellanad. You may avoid this sharing by not using a referral link to enroll;
(3) With another user, when you sign up for a Syamu Vellanad Shared Account with that user;
(4) With non-financial companies, such as email service providers that perform marketing services on our behalf, and fraud prevention service providers that use the information to provide services to Syamu Vellanad and other companies;
(5) With a non-affiliated third-party to access and transmit your personal and financial information from a relevant financial institution. You grant the third-party the right, power, and authority to access and transmit this information according to terms of their
Hi! We've created this Privacy Policy to explain how we collect, use, disclose and protect your information, including any nonpublic personal information. This policy applies to information we collect when you use our website and mobile application (collectively, “Services”) or otherwise interact with us as described below.
We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this policy, and in some cases, we may provide you with additional notice (such as by adding a statement to the homepages of our website or mobile application or by sending you an email notification). We encourage you to review the Privacy Policy whenever you interact with us to stay informed about our information practices and the ways you can help protect your privacy.
This privacy policy applies to the Services provided by Syamu Vellanad. (“Syamu Vellanad,” “we” or “us”).
◔
Collection of Information
◑
Categories of Non-Public Personal Information
◕
Information You Provide to Us
"We collect nonpublic personal information you provide to us when you apply for an account with Syamu Vellanad or when you communicate with us about your account with Syamu Vellanad. The types of information we may collect include your name, address, phone number, email address and any other information you choose to provide. And this info will not be shared with third parties other than analytic. But at any cost we/our agencies will not request/ask you for date of birth, bank account information, social security number, other than our agencies username or password."
When you create a Syamu Vellanad account, we may collect information, including nonpublic personal information, about you from nonaffiliated third party service providers in order to verify your identity and for fraud prevention, including your prior addresses and names.
Other Information We Collect
We may also collect other information from you that is not connected with a Syamu Vellanad account as follows:
Information You Provide to Us
We may collect information you provide to us, such as your name, email address and any other information you choose to provide. For example, we may collect such information if you request an invite to join Syamu Vellanad or if you enter into any contest or promotion.
Information We Collect Automatically from our Services
When you access or use our Services, we automatically collect information about you as follows:
Log Information: We log information about your use of our Services, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Services.
Device Information: We collect information about the computer or mobile device you use to access our Services, including the hardware model, operating system and version, unique device identifiers and mobile network information.
Location Information: We may collect your location information from your mobile device with your prior consent. Also,we have incorporated Google Maps into our Services, and you may consent to the collection of location information by Google Maps in connection with your use of this maps service. Any information collected via your use of Google Maps will be transmitted directly to Google and is not collected by us. Please refer to Google’s privacy policy for details about their collection, use and sharing of this information. For information about how to disable the collection of location information from your device, please see “Your Choices” below.
Information Collected by Cookies and Other Tracking Technologies: We use various technologies to collect information on our Services and other websites, and this may include sending cookies to your computer or mobile device. Cookies are small data files stored on your hard drive or in device memory that help us to improve our Services and your experience, see which areas and features of our Services are popular and count visits. For more information about cookies, and how to disable them, please see “Your Choices” below.We may also collect information using web beacons (also known as "tracking pixels"). Web beacons are electronic images that may be used in our Services or emails and help deliver cookies, count visits, understand usage and campaign effectiveness and determine whether an email has been opened and acted upon.
How We Respond to Do Not Track Signals: We allow Do Not Track browser configurations. We use cookies and other tracking technologies, and Do Not Track status may alter the available services with certain browsers, when these tracking functionalities are used to provide services. We do not alter the information our applications attempt to collect based on your Do Not Track configuration.
Use of Information
We may use your information, including nonpublic personal information as follows:
Provide, maintain and improve our Services;
Provide and deliver the products and services you request, process transactions and send you related information, including confirmations;
Verify your identity and prevent fraud;
Send you technical notices, updates, security alerts and support and administrative messages;
Respond to your comments, questions and requests and provide customer service;
Communicate with you about products, services, offers, promotions, rewards, and events offered by Syamu Vellanad and others, and provide news and information we think will be of interest to you;
Monitor and analyze trends, usage and activities in connection with our Services;
Personalize and improve the Services and provide advertisements, content or features that match user profiles or interests;
Process and deliver contest or promotion entries and rewards;
Link or combine with information we get from others to help understand your needs and provide you with better service; and
Carry out any other purpose for which the information was collected.
Syamu Vellanad is based in the India and the information we collect is governed by Goverment of Constitution of India. By accessing or using the Services or otherwise providing information to us, you consent to the processing and transfer of information in and to the India. and other countries.
Disclosure of Information
We may disclose any information we collect about current and former customers, including nonpublic personal information, to affiliates and non-affiliated third parties as follows:
(1) With financial service providers, including the financial institutions identified in your cardholder bank agreement that provide banking services in connection with your Syamu Vellanad account;
(2) With another user, when you sign up for Syamu Vellanad’s services via a referral link. The user that referred you may receive information indicating that you have enrolled with Syamu Vellanad. You may avoid this sharing by not using a referral link to enroll;
(3) With another user, when you sign up for a Syamu Vellanad Shared Account with that user;
(4) With non-financial companies, such as email service providers that perform marketing services on our behalf, and fraud prevention service providers that use the information to provide services to Syamu Vellanad and other companies;
(5) With a non-affiliated third-party to access and transmit your personal and financial information from a relevant financial institution. You grant the third-party the right, power, and authority to access and transmit this information according to terms of their privacy policy;
(6) With other nonaffiliated companies for our everyday business purposes, such as to process transactions, maintain accounts, respond to court orders and legal investigations or report to credit bureaus. For example, in connection with our everyday business purposes, we may share information about you as follows:
In response to a request for information, if we are required by, or we believe disclosure is in accordance with, any applicable law, regulation or legal process;
With relevant law enforcement officials or other third parties, such as investigators or auditors, if we believe it is appropriate to investigate fraud;
If we believe your actions are inconsistent with the spirit or language of our user agreements or policies, or to protect the rights, property and safety of Syamu Vellanad or others;
In connection with, or during negotiations of, any merger, sale of Syamu Vellanad’s assets, financing or acquisition of all or a portion of our business to another company; and
With your consent or at your direction, including if we notify you that the information you provide will be shared in a particular manner and you provide such information.
We may also share aggregated or de-identified Information, which cannot reasonably be used to identify you. For example, we may share transaction zip codes and merchant names with third parties to improve our accuracy in geo-locating transactions and to improve the clarity of transaction descriptions.
;
(6) With other nonaffiliated companies for our everyday business purposes, such as to process transactions, maintain accounts, respond to court orders and legal investigations or report to credit bureaus. For example, in connection with our everyday business purposes, we may share information about you as follows:
In response to a request for information, if we are required by, or we believe disclosure is in accordance with, any applicable law, regulation or legal process;
With relevant law enforcement officials or other third parties, such as investigators or auditors, if we believe it is appropriate to investigate fraud;
If we believe your actions are inconsistent with the spirit or language of our user agreements or policies, or to protect the rights, property and safety of Syamu Vellanad or others;
In connection with, or during negotiations of, any merger, sale of Syamu Vellanad’s assets, financing or acquisition of all or a portion of our business to another company; and
With your consent or at your direction, including if we notify you that the information you provide will be shared in a particular manner and you provide such information.
We may also share aggregated or de-identified Information, which cannot reasonably be used to identify you. For example, we may share transaction zip codes and merchant names with third parties to improve our accuracy in geo-locating transactions and to improve the clarity of transaction descriptions.