Privacy Policy

This Privacy Policy is to explain how we collect, use, disclose and protect your information, including any nonpublic personal information. This policy applies to information we collect when you use our website and mobile application (collectively, “Services”) or otherwise interact with us as described below.

We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this policy, and in some cases, we may provide you with additional notice (such as by adding a statement to the homepages of our website or mobile application or by sending you an email notification). We encourage you to review the Privacy Policy whenever you interact with us to stay informed about our information practices and the ways you can help protect your privacy.

This privacy policy applies to the Services provided by Syamu Vellanad. (“Syamu Vellanad,” “we” or “us”).

Collection of InformationCategories of Non-Public Personal InformationInformation You Provide to Us

"We collect nonpublic personal information you provide to us when you apply for an account with Syamu Vellanad or when you communicate with us about your account with Syamu Vellanad. The types of information we may collect include your name, address, phone number, email address and any other information you choose to provide. And this info will not be shared with third parties other than analytic. But at any cost we/our agencies will not request/ask you for date of birth, bank account information, social security number, other than our agencies username or password."

 

Information From Other Sources

When you create an account with Syamu Vellanad, we may collect information, including nonpublic personal information, about you from nonaffiliated third party service providers in order to verify your identity and for fraud prevention, including your prior addresses and names.

Other Information We Collect

We may also collect other information from you that is not connected with a Syamu Vellanad account as follows:

Information You Provide to Us

We may collect information you provide to us, such as your name, email address and any other information you choose to provide. For example, we may collect such information if you request an invite to join Syamu Vellanad or if you enter into any contest or promotion.

Information We Collect Automatically from our Services

When you access or use our Services, we automatically collect information about you as follows:

Use of Information

We may use your information, including nonpublic personal information as follows:

Syamu Vellanad is based in the India and the information we collect is governed by Indian law. By accessing or using the Services or otherwise providing information to us, you consent to the processing and transfer of information in and to the India and other countries.

Disclosure of Information

We may disclose any information we collect about current and former customers, including nonpublic personal information, to affiliates and non-affiliated third parties as follows:

(1) With financial service providers, including the financial institutions identified in your cardholder bank agreement that provide banking services in connection with your Syamu Vellanad account;

(2) With another user, when you sign up for Syamu Vellanad’s services via a referral link. The user that referred you may receive information indicating that you have enrolled with Syamu Vellanad. You may avoid this sharing by not using a referral link to enroll;

(3) With another user, when you sign up for a Syamu Vellanad Shared Account with that user;

(4) With non-financial companies, such as email service providers that perform marketing services on our behalf, and fraud prevention service providers that use the information to provide services to Syamu Vellanad and other companies;

(5) With a non-affiliated third-party to access and transmit your personal and financial information from a relevant financial institution. You grant the third-party the right, power, and authority to access and transmit this information according to terms of their

Hi! We've created this Privacy Policy to explain how we collect, use, disclose and protect your information, including any nonpublic personal information. This policy applies to information we collect when you use our website and mobile application (collectively, “Services”) or otherwise interact with us as described below.

We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of this policy, and in some cases, we may provide you with additional notice (such as by adding a statement to the homepages of our website or mobile application or by sending you an email notification). We encourage you to review the Privacy Policy whenever you interact with us to stay informed about our information practices and the ways you can help protect your privacy.

This privacy policy applies to the Services provided by Syamu Vellanad. (“Syamu Vellanad,” “we” or “us”).

Collection of InformationCategories of Non-Public Personal InformationInformation You Provide to Us

"We collect nonpublic personal information you provide to us when you apply for an account with Syamu Vellanad or when you communicate with us about your account with Syamu Vellanad. The types of information we may collect include your name, address, phone number, email address and any other information you choose to provide. And this info will not be shared with third parties other than analytic. But at any cost we/our agencies will not request/ask you for date of birth, bank account information, social security number, other than our agencies username or password."

When you create a Syamu Vellanad account, we may collect information, including nonpublic personal information, about you from nonaffiliated third party service providers in order to verify your identity and for fraud prevention, including your prior addresses and names.

Other Information We Collect

We may also collect other information from you that is not connected with a Syamu Vellanad account as follows:

Information You Provide to Us

We may collect information you provide to us, such as your name, email address and any other information you choose to provide. For example, we may collect such information if you request an invite to join Syamu Vellanad or if you enter into any contest or promotion.

Information We Collect Automatically from our Services

When you access or use our Services, we automatically collect information about you as follows:

Use of Information

We may use your information, including nonpublic personal information as follows:

Syamu Vellanad is based in the India and the information we collect is governed by Goverment of Constitution of India. By accessing or using the Services or otherwise providing information to us, you consent to the processing and transfer of information in and to the India. and other countries.

Disclosure of Information

We may disclose any information we collect about current and former customers, including nonpublic personal information, to affiliates and non-affiliated third parties as follows:

(1) With financial service providers, including the financial institutions identified in your cardholder bank agreement that provide banking services in connection with your Syamu Vellanad account;

(2) With another user, when you sign up for Syamu Vellanad’s services via a referral link. The user that referred you may receive information indicating that you have enrolled with Syamu Vellanad. You may avoid this sharing by not using a referral link to enroll;

(3) With another user, when you sign up for a Syamu Vellanad Shared Account with that user;

(4) With non-financial companies, such as email service providers that perform marketing services on our behalf, and fraud prevention service providers that use the information to provide services to Syamu Vellanad and other companies;

(5) With a non-affiliated third-party to access and transmit your personal and financial information from a relevant financial institution. You grant the third-party the right, power, and authority to access and transmit this information according to terms of their privacy policy;

(6) With other nonaffiliated companies for our everyday business purposes, such as to process transactions, maintain accounts, respond to court orders and legal investigations or report to credit bureaus. For example, in connection with our everyday business purposes, we may share information about you as follows:

We may also share aggregated or de-identified Information, which cannot reasonably be used to identify you. For example, we may share transaction zip codes and merchant names with third parties to improve our accuracy in geo-locating transactions and to improve the clarity of transaction descriptions.

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(6) With other nonaffiliated companies for our everyday business purposes, such as to process transactions, maintain accounts, respond to court orders and legal investigations or report to credit bureaus. For example, in connection with our everyday business purposes, we may share information about you as follows:

We may also share aggregated or de-identified Information, which cannot reasonably be used to identify you. For example, we may share transaction zip codes and merchant names with third parties to improve our accuracy in geo-locating transactions and to improve the clarity of transaction descriptions.